Australian household benchmarks — compare your spending against the average.
Our benchmarks start from ABS Household Expenditure Survey data and NRMA / energy regulator reports.
Each week, our ML system anonymously analyses spending patterns across all FinTrack users. If there are 50 or more data points in a category, we blend 80% of the existing benchmark with 20% of the community median — so the numbers stay grounded in real Australian households.
Your personal comparison is based on your last 90 days of categorised transactions. No data is ever shared — only anonymous statistical aggregates are used.
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